Why buy Visitors Insurance when traveling to the USA even if the Law doesn’t require it?

Visitors insurance is definitely something to add to your financial portfolio whenever you are traveling to the United States. However, it is not mandatory for foreign nationals to procure health insurance while visiting the US. But the bottom line is that “neither the US federal government nor the state government provides any kind of financial help to the visitors”

It means if your family member or friend is visiting the US and he does not obtain a travel insurance plan, even a minor illness or injury cost him hundreds or thousands of dollars.

Why one’s Should Procure Visitor Insurance While Traveling to the United States?

People who never travel with visitor insurance, normally say things such as, “Oh, why to think negative, nothing will happen, “ or “Insurance companies will just narrate you the horror side of traveling”.

But the truth is, there are sufficient data that shows thousands of emergency cases and evacuations of visitors over the years. In reality, people have fallen ill or got injured during the trip.

Healthcare is very expensive in the US

There is a famous quote about the US health care system:

“America’s health care system is neither healthy, caring, nor a system. It is rather the most complicated and expensive thing in the world.”

Hospitals in the US costs thousands of dollars per day and you do not want to take the risk of paying the bills out your pocket.

Are Your Parents or Relatives traveling to the USA for a short trip? Check our Visitor Insurance Plans for Parents

So a visitor can imagine the fact that it will cost badly if he gets injured or sick. Therefore, it is a good idea to cover yourself with visitor insurance while traveling to the US.

Also Watch – Why Buy Visitor Insurance?

Where to Buy the Best Visitor Insurance Plan?

There are a number of US-based visitor insurance companies available to choose from. But, they are either costly or wouldn’t cover the important policies. On the other hand, we at Visitors Guru offers a wide range of policies with different levels of cover at an affordable rate.

Insurance plans under it provide short term visitor health insurance that can help pay for both health and non-health related issues such as unexpected sickness, accidents, trip cancellation, emergency medical surgery, and lost luggage.

Also Read:  Opt For the Right Visitor Insurance Plan

Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.