Visitors Protect

IMG

Visitors Protect provides temporary medical insurance for non-U.S. citizens visiting to the U.S., Canada, and Mexico. Customize the plan by selecting from a variety of maximum limits and deductible amounts, in accordance with the Certificate of Insurance. This exceptional coverage will protect you for as little as 90 days or as long as 12 months. Enjoy 24/7 access to multilingual, international customer service representatives, claims administrators, and emergency medical treatment coordinators.

Visitors Protect covers Pre-existing conditions up to $25,000 for ages up to 69 and $20,000 for ages 70 and older. After the deductible, the plan Pays 75% in the PPO Network and pays 60% Out of the PPO Network to the selected policy maximum.

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General

Coinsurance
In the PPO Network - Pays 75% | Out of the PPO Network - Pays 60% to the selected policy maximum.
Brochure
Visitors-Protect---Brochure
Medical Benefits

Hospital Room and Board
Average semi-private room rate up to the policy maximum. Comprises of nursing service.
Surgical Treatment
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Intensive Care
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Physician Visits
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Prescription Medication
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit (Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
Up to $25,000 for ages up to 69 and $20,000 for ages 70 and older.
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
Up to the maximum limit (Medical order/treatment plan required)
Ambulance
Up to the maximum limit (Subject to coinsurance & deductible)
Emergency Room
As per the plans maximum limit. $250 deductible if its not inpatient.
Hospital Indemnity
-
Dental Benefits

Unexpected pain to sound natural teeth
$300 Maximum
Accident related Emergency
Up to maximum limit (Subject to coinsurance & deductible)
Life Insurance

Accidental Death & Dismemberment
$25,000 principal sum
Common Carrier Accidental Death
-
Other Travel Benefits

Emergency Medical Evacuation
$25,000 maximum limit (Approved in advance and coordinated by the company)
Return of Mortal Remains or Cremation/Burial
$25,000 for return of mortal remains | $5,000 max for Cremation/Burial at the place of death
Emergency Reunion
Up to $100,000
Return of Minor Children
Up to $100,000
Trip Interruption
-
Loss Luggage
-
Terrorism
-
Coverage Information
Plan Type
Comprehensive
Underwriter
SiriusPoint
PPO Network
United Healthcare
Covid-19 Coverage
Yes
Cancelable
Yes
Extendable
No
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.