Visitors Care Platinum

IMG

Coverage for Non-U.S. citizens traveling outside their home Country. Visitors Care plan provides Fixed/Scheduled medical benefits for International Travelers.

General

Coinsurance
Only pays a certain fixed amount for covered benefits
Medical Benefits

Hospital Room and Board
Per day $2,000 max (30 day max per period of coverage)
Surgical Treatment
Up to $5,500 max per surgical session | Up to $1,000 max per surgical session (facility)
Intensive Care
Per day $850 max (8 day max per period of coverage)
Physician Visits
Per visit $85 max (30 max visits per period of coverage)
Surgical Treatment (Outpatient)
Up to $5,500 max per surgical session | Up to $1,000 max per surgical session (facility)
Prescription Medication
Up to $250
Diagnostic Procedures
Up to $500 max ($500 per procedure)
Pre-Existing Conditions
Acute Onset of Pre-Existing Conditions - $100,000 max per coverage period (subject to sub-limits)
Maternity
Not Covered
Routine physical examination
Not Covered
Physical Therapy
Up to $40 max per visit per day (12 max visits per period of coverage)
Ambulance
Up to $475 max
Emergency Room
$550 max per visit
Hospital Indemnity
Dental Benefits

Unexpected pain to sound natural teeth
Not Covered
Accident related Emergency
Up to $550
Life Insurance

Accidental Death & Dismemberment
Not Covered
Common Carrier Accidental Death
$25,000 max
Other Travel Benefits

Emergency Medical Evacuation
Up to $50,000 max
Return of Mortal Remains or Cremation/Burial
$25,000 max with $5,000 max for Cremation/Burial
Emergency Reunion
Not Covered
Return of Minor Children
Not Covered
Trip Interruption
Not Covered
Loss Luggage
Not Covered
Terrorism
Not Covered
Coverage Information
Plan Type
Limited
Underwriter
Sirius Specialty Insurance Corporation
PPO Network
First Health
Covid-19 Coverage
Yes
Cancelable
Yes
Extendable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.