Student Health Advantage Platinum America

IMG

Student Health Advantage Platinum is International Medical Insurance for plan participants, and their dependents, traveling abroad for a study and exchange program.

Student Health Advantage Platinum provides a generous international policy with a $1 Million Lifetime Maximum benefit. You will only pay $5 for office visits and an incredibly low deductible of $25 per injury or illness. The policy covers 100% of many common inpatient and outpatient needs. Plus, this Platinum plan includes an AD&D benefit of $25,000, Emergency Medical Evacuation benefit of $50,000, Terrorism benefit up to $50,000, and a Political Evacuation benefit up to $10,000.

Student Health Advantage Individual Platinum is indeed your passport to security when it comes to traveling thousands of miles away from home. Designed for individuals or groups of five or more students or scholars participating in a sponsored study abroad program, and who desire a platinum-level annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care. By choosing the Platinum plan option, you can rest assured knowing you have the highest level of benefits providing the coverage you need.

General

Medical Benefits

Hospital Room and Board
Average semi-private room rate, including nursing service
Surgical Treatment
To Policy Maximum
Intensive Care
Usual, Reasonable & Customary charges
Physician Visits
To Policy Maximum
Surgical Treatment (Outpatient)
To Policy Maximum
Prescription Medication
Outpatient- 50% of actual charges | Inpatient URC
Diagnostic Procedures
Usual, Reasonable & Customary charges
Pre-Existing Conditions
Charges excluded until after 6 months of continuous coverage
Maternity
$5,000 maximum limit. Benefit includes newborn routine care during the first 31 days of life. In U.S. PPO Network, 80% : Out of PPO Network, 60%
Routine physical examination
Not covered
Physical Therapy
Usual, Reasonable & Customary charges - 1 visit/day
Ambulance
Up to $750
Emergency Room
Usual, Reasonable & Customary charges
Hospital Indemnity
Dental Benefits

Unexpected pain to sound natural teeth
$350 maximum
Accident related Emergency
$500 maximum per accident
Life Insurance

Accidental Death & Dismemberment
Student/$25,000, Spouse/$10,000, Dependent child/$5,000
Common Carrier Accidental Death
Other Travel Benefits

Emergency Medical Evacuation
$500,000 lifetime maximum
Return of Mortal Remains or Cremation/Burial
$50,000 maximum
Emergency Reunion
$50,000 lifetime maximum
Return of Minor Children
Not covered
Trip Interruption
Not covered
Loss Luggage
Not covered
Terrorism
$50,000 lifetime maximum
Coverage Information
Plan Type
Comprehensive
Acute Onset
Yes
Cancelable
Yes
Renewable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.