Student Health Advantage International

IMG

Student Health Advantage Standard is a Medical insurance plan for International Students or scholars. Spouses and dependents traveling along with the student may be included in the policy as well.

Student Health Advantage provides a robust international policy with a Maximum Benefit of $500,000 per policy period for the student. This insurance offers many advantages such as a nominal deductible of $250 per injury or illness. The Student Health Advantage policy is an excellent choice if you are concerned about emergency evacuations while traveling through foreign lands. You will enjoy great peace of mind knowing

Student Health Advantage includes $500,000 in benefits for evacuations related to medical treatment, political unrest, natural disaster, as well as terrorism. Student Health Advantage is your passport to security when it comes to injuries and illnesses experienced thousands of miles away from home.

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General

Coinsurance
No coinsurance in PPO and Student Health Center within the U.S
Brochure
Student-Health-Advantage-Brochure-2024
Medical Benefits

Hospital Room and Board
Usual, Reasonable & Customary charges
Surgical Treatment
To Policy Maximum
Intensive Care
Usual, Reasonable & Customary charges
Physician Visits
To Policy Maximum
Surgical Treatment (Outpatient)
To Policy Maximum
Prescription Medication
Outpatient- 50% of actual charges | Inpatient - Pays 100%
Diagnostic Procedures
Usual, Reasonable & Customary charges
Pre-Existing Conditions
Charges excluded until after 12 months of continuous coverage
Maternity
Not covered
Routine physical examination
Not covered
Physical Therapy
Usual, Reasonable & Customary charges - 1 visit/day
Ambulance
Usual, Reasonable & Customary charges
Emergency Room
Usual, Reasonable & Customary charges
Hospital Indemnity
Dental Benefits

Unexpected pain to sound natural teeth
$350 maximum
Accident related Emergency
$500 maximum per accident
Life Insurance

Accidental Death & Dismemberment
Student/$25,000, Spouse/$10,000, Dependent child/$5,000
Common Carrier Accidental Death
Other Travel Benefits

Emergency Medical Evacuation
$500,000 lifetime maximum
Return of Mortal Remains or Cremation/Burial
$50,000 maximum
Emergency Reunion
$50,000 lifetime maximum
Return of Minor Children
Not covered
Trip Interruption
Not covered
Loss Luggage
Not covered
Terrorism
$50,000 lifetime maximum
Coverage Information
Plan Type
Comprehensive
Underwriter
Sirius Specialty Insurance Corporation
PPO Network
Covid-19 Coverage
Yes
Cancelable
Yes
Extendable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.