Patriot Platinum Group

IMG

Short-term travel medical insurance for groups of five or more individuals and families

Provides first-class protection for groups of five or more discerning international travelers that want to obtain the maximum coverage available in a short-term travel medical insurance product.

Highlights:

– Short-term travel medical coverage
– Coverage for groups
– Two plan designs – one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
– Maximum Limits from $1,000,000 to $8,000,000
– Deductible options from $0 to $25,000
– Available in monthly and daily rates
– Renewable up to 36 months if one month is initially purchased
– Access to Global Concierge & Assistance Services – extended services handled by a dedicated service team
– Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
– Freedom to seek treatment with hospital or doctor of your choice
– Universal Rx pharmacy discount savings
– Discounted premium from the Patriot individual plan
– Single plan for entire group of travelers
– Optional Chaperone Rider benefit
– 12 month benefit period
– 24 hour secure access from anywhere in the world to manage your account at any time

Who the plan is designed for:

– Groups of travelers wanting first-class medical coverage

– Vacationing families and individuals

– Groups of executives

 

General

Coinsurance
For treatment received outside the U.S. & Canada: No Coinsurance | For treatment received within the U.S. & Canada: In the PPO Network: No Coinsurance Outside the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limits
Medical Benefits

Hospital Room and Board
Average semi-private room rate up to the maximum limit. Includes nursing service. (Subject to coinsurance & deductible)
Surgical Treatment
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Intensive Care
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Physician Visits
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Prescription Medication
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
(Non-U.S. citizens only) For those under age 65, Patriot Platinum America will pay up to a $50,000 lifetime maximum for eligible medical expenses. For those age 65 and older, Patriot Platinum America will pay up to $2,500 lifetime maximum.
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
Ambulance
Up to maximum limit (Subject to coinsurance & deductible)
Emergency Room
Up to maximum limit (Subject to coinsurance & deductible)
Hospital Indemnity
Up to $100 per overnight (up to a maximum of 10 overnights).
Dental Benefits

Unexpected pain to sound natural teeth
Up to $250
Accident related Emergency
Up to maximum limit (Subject to coinsurance & deductible)
Life Insurance

Accidental Death & Dismemberment
$50,000 principle sum
Common Carrier Accidental Death
$100,000 per adult, $25,000 per child, maximum of $250,000 per family
Other Travel Benefits

Emergency Medical Evacuation
Up to maximum limit (Subject to coinsurance & deductible)
Return of Mortal Remains or Cremation/Burial
Up to $100,000 for Return of Mortal Remains, or $5,000 for Cremation/Burial
Emergency Reunion
Up to $100,000
Return of Minor Children
Up to $100,000
Trip Interruption
Up to $10,000
Loss Luggage
Up to $500
Terrorism
Coverage Information
Plan Type
Comprehensive
Acute Onset
Yes
Cancelable
Yes
Renewable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.