Diplomat America

Global Underwriters

Diplomat America is an outstanding Accident & Sickness Medical Policy for non-U.S. citizens traveling within the United States. The policy protects adults (aged 18 to 80 plus years old) and their dependents for as little as 15 days, all the way to 365 days.

Diplomat America lets you select from five different medical plans which offer generous Maximum coverage amounts: Plan A $50,000, Plan B $100,000, Plan C $250,000, Plan D $500,000, or Plan E $1,000,000. Diplomat America is an 80/20 plan with eight Deductible choices ranging from $0 to $5,000 per person/plan period. This solid coverage is designed to safeguard travelers with plentiful benefits like $500,000 Emergency Medical Evacuation, $50,000 Political/Natural Disaster Evacuation, and $5,000 Trip Interruption. You will also get an AD&D benefit totaling $25,000 with the option to secure $1 Million in Enhanced AD&D benefits. Diplomat America is your passport to a safe and carefree journey throughout the United States.

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General

Coinsurance
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Brochure
Diplomat-America-Brochure
Medical Benefits

Hospital Room and Board
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Surgical Treatment
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Intensive Care
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Physician Visits
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Surgical Treatment (Outpatient)
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Prescription Medication
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Diagnostic Procedures
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Pre-Existing Conditions
Not covered
Maternity
Not covered
Routine physical examination
Not covered
Physical Therapy
$50.00 per visit, with a maximum of 10 visits.
Ambulance
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Emergency Room
After deductible, pays 80% up to $5,000, then 100% to policy limit. There will be an additional $250 deductible for each emergency room visit as a result of an Illness.
Hospital Indemnity
Dental Benefits

Unexpected pain to sound natural teeth
$100
Accident related Emergency
After deductible, pays 80% up to $5,000, then 100% to policy limit.
Life Insurance

Accidental Death & Dismemberment
Up to $25,000 (Enhanced Benefit Amounts available)
Common Carrier Accidental Death
Up to $25,000 (Enhanced Benefit Amounts available)
Other Travel Benefits

Emergency Medical Evacuation
Up to $500,000
Return of Mortal Remains or Cremation/Burial
Up to $50,000
Emergency Reunion
Up to $50,000
Return of Minor Children
Up to $50,000
Trip Interruption
Up to $5,000
Loss Luggage
$50 per article; up to a maximum of $250
Terrorism
Not covered
Coverage Information
Plan Type
Comprehensive
Underwriter
Cayman SPC for and on behalf of ITI SP
PPO Network
Covid-19 Coverage
Yes
Cancelable
No
Extendable
No
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.