Atlas Group

WorldTrips

Atlas Group travel medical insurance is designed to meet the needs of groups of five or more individuals traveling outside their home country for a short duration.

Atlas Group insurance offers the same benefits and services of our popular Atlas Travel health insurance plan at a 10% discount for groups or families of five or more. These features make Atlas Group a leading option for student groups, missionary organizations, and corporations who travel worldwide.

– Natural Disaster–Replacement Accommodations
– Crisis Response: Kidnapping and Ransom
– Emergency Medical Evacuation
– Political Evacuation
– Sports and Adventure Activities

By combining important medical benefits with key travel-related services, group plan offers you valuable financial protection and travel assistance for your group trip abroad. The policy offers benefits like:

– Natural Disaster–Replacement Accommodations
– Crisis Response: Kidnapping and Ransom
– Emergency Medical Evacuation
– Political Evacuation
– Sports and Adventure Activities

Must read plans policy for details and terms & conditions.

General

Coinsurance
Pays100% of eligible expenses after the deductible up to the overall maximum limit.
Brochure
Medical Benefits

Hospital Room and Board
Average semi-private room rate, including nursing services
Surgical Treatment
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Intensive Care
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Physician Visits
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Prescription Medication
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
Acute onset of pre-existing condition only (Excludes chronic and congenital conditions. Only available to members under age 80.). Up to the overall maximum limit. Up to $25,000 lifetime maximum for Emergency Medical Evacuation
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
Up to $50 maximum per day. Must be ordered in advance by a physician.
Ambulance
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient
Emergency Room
Up to maximum limit. Claims incurred in U.S. - The member shall be responsible for a $200 co-payment for each use of emergency room for an Illness unless the member is admitted to the hospital. Claims incurred outside the U.S. No co-payment.
Hospital Indemnity
$100 per day of inpatient hospitalization – not subject to deductible or coinsurance
Dental Benefits

Unexpected pain to sound natural teeth
Emergency Dental (acute onset of pain) - Up to $300 (not subject to deductible ).
Accident related Emergency
Up to the overall maximum coverage limit.
Life Insurance

Accidental Death & Dismemberment
Up to age 18 - $5000 | Age 18 through 69 - $25,000 | Age 70 through 74 - $12,500 | Age 75 and older - $6,250 | $250,000 maximum benefit for any one family or group
Common Carrier Accidental Death
Up to age 18 - $10,000 per member | Age 18 to 69 - $50,000 per member | Age 70 to 74 - $25,000 per member | Age 75 and older - $12,500
Other Travel Benefits

Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition. – not subject to deductible or overall maximum limit
Return of Mortal Remains or Cremation/Burial
Repatriation of Remains - Overall maximum limit | Local Burial or Cremation - Up to $5,000 lifetime maximum (not subject to deductible or coinsurance)
Emergency Reunion
Up to $100,000, subject to a maximum of 15 days (not subject to deductible ).
Return of Minor Children
Up to $50,000 – not subject to deductible
Trip Interruption
Up to $10,000 – not subject to deductible
Loss Luggage
Up to $1000 – not subject to deductible
Terrorism
Up to $50,000 lifetime maximum, eligible medical expenses
Coverage Information
Plan Type
Comprehensive
Underwriter
PPO Network
Covid-19 Coverage
No
Cancelable
Yes
Extendable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.