Atlas Group

Tokio Marine HCC

Atlas Group travel medical insurance is designed to meet the needs of groups of five or more individuals traveling outside their home country for a short duration.

Atlas Group insurance offers the same benefits and services of our popular Atlas Travel health insurance plan at a 10% discount for groups or families of five or more. These features make Atlas Group a leading option for student groups, missionary organizations, and corporations who travel worldwide.

– Natural Disaster–Replacement Accommodations
– Crisis Response: Kidnapping and Ransom
– Emergency Medical Evacuation
– Political Evacuation
– Sports and Adventure Activities

By combining important medical benefits with key travel-related services, group plan offers you valuable financial protection and travel assistance for your group trip abroad. The policy offers benefits like:

– Natural Disaster–Replacement Accommodations
– Crisis Response: Kidnapping and Ransom
– Emergency Medical Evacuation
– Political Evacuation
– Sports and Adventure Activities

Must read plans policy for details and terms & conditions.

General

Coinsurance
Coinsurance – In-Network, within the PPO will pay 100%
Medical Benefits

Hospital Room and Board
Average semi-private room rate, including nursing services
Surgical Treatment
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Intensive Care
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Physician Visits
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Prescription Medication
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
Acute Onset of Pre-existing Condition for under age 80 (excl chronic and congenital conditions) | Age 70 to 79: Up to the overall maximum limit or $100,000, whichever is lower
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
$50 maximum per day. Must be ordered in advance by a physician.
Ambulance
Up to maximum limit (Subject to coinsurance & deductible)
Emergency Room
Up to maximum limit. $200 co-payment if not admitted to the hospital.
Hospital Indemnity
$100 per day of inpatient hospitalization – not subject to deductible or coinsurance
Dental Benefits

Unexpected pain to sound natural teeth
Up to $250 – not subject to deductible or coinsurance
Accident related Emergency
Life Insurance

Accidental Death & Dismemberment
$250,000 maximum benefit per one family or group
Common Carrier Accidental Death
Ages 18 through 69: $50,000 /Under age 18: $25,000/Ages 70 through 74: $12,500 /Ages 75 and other: $6,250 subject to a maximum of $250,000 any one family or group
Other Travel Benefits

Emergency Medical Evacuation
$1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition
Return of Mortal Remains or Cremation/Burial
Up to the overall maximum limit – not subject to deductible or coinsurance
Emergency Reunion
Up to $100,000, subject to a maximum of 15 days – not subject to deductible or coinsurance
Return of Minor Children
Up to $50,000 – not subject to deductible or coinsurance
Trip Interruption
Up to $10,000 – not subject to deductible or coinsurance
Loss Luggage
Up to $500 – not subject to deductible or coinsurance
Terrorism
Up to $50,000 lifetime maximum. Eligible medical expenses only.
Coverage Information
Plan Type
Comprehensive
Acute Onset
Yes
Cancelable
Yes
Renewable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.