Atlas International Essential

WorldTrips

International travel can represent financial risk. The benefits of many standard medical insurance policies do not apply beyond the borders of your home country. An Atlas Travel medical Essential insurance plan can be the difference between a trip ruined by unexpected illness or injury and a trip with access to quality care and financial help if the unexpected strikes.

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General

Coinsurance
Pays100% of eligible expenses after the deductible up to the overall maximum limit.
Brochure
Atlas_Essential&Premium_08_2024_Brochure
Medical Benefits

Hospital Room and Board
Average semi-private room rate, including nursing services
Surgical Treatment
No Benefit
Intensive Care
Up to the overall maximum limit
Physician Visits
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Surgical Treatment (Outpatient)
No Benefit
Prescription Medication
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Diagnostic Procedures
Up to the Maximum Limit(Usual, reasonable and customary charges, subject to coinsurance & deductible)
Pre-Existing Conditions
No Benefit
Maternity
No Coverage
Routine physical examination
No Coverage
Physical Therapy
Up to $50 maximum per day. Must be ordered in advance by a physician.
Ambulance
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient
Emergency Room
Up to maximum limit.
Hospital Indemnity
No Benefit
Dental Benefits

Unexpected pain to sound natural teeth
No Benefit
Accident related Emergency
No Benefit
Life Insurance

Accidental Death & Dismemberment
No Benefit
Common Carrier Accidental Death
No Benefit
Other Travel Benefits

Emergency Medical Evacuation
Up to $500,000 lifetime maximum – not subject to deductible or overall maximum limit
Return of Mortal Remains or Cremation/Burial
Up to $25,000 lifetime maximum – not subject to deductible or overall maximum limit
Emergency Reunion
No Benefit
Return of Minor Children
No Benefit
Trip Interruption
No Benefit
Loss Luggage
No Benefit
Terrorism
Up to $50,000 lifetime maximum, eligible medical expenses
Coverage Information
Plan Type
Comprehensive
Underwriter
Lloyd's of London
PPO Network
Covid-19 Coverage
Yes
Cancelable
Yes
Extendable
Yes
Adventure
No
Dependent Eligible
Yes

Disclaimer
Before making a final purchase, you must thoroughly read the policy information published by the insurance carrier, including their policy brochure and certificate. The insurance company's documents provide the definitive explanation of plan features, benefits, exclusions, limitations, claims handling, and other critical details. If you find any conflicts between our website and the insurance carrier’s documents, be advised the insurer’s documents take precedence.